I had a friend who had great instincts. He said, “I don’t do January”. Wow was that good advise. January is indeed a horrible month, especially so if you live in a climate like the northeast that periodically experiences frigid weather and lots of snow which make life miserable. But even if you live in a warm climate January can be a downer. The holidays are over. You ate too much and probably need to lose weight and diets are a downer. The holiday bills arrive and you wonder why you spent so much on useless junk. You have to start getting your tax stuff in order and the list just goes on and on. Instant depression!! My friend had the right idea. I’ve decided that for the rest of this month I will just not “do January”.